Commercial
Business insurance made simple, affordable, and tailored to your needs
SOS Insurance specializes in protecting small to mid-sized businesses across the United States. We compare top carriers to get you the right coverage at the right price.
Coverage Options
General Liability
Protects your business from third-party injuries, property damage, and basic liability claims.
Commercial Property Insurance
Covers your building, inventory, equipment, and business assets from fire, theft, and unexpected damage.
Workers Compensation
Provides medical coverage and wage protection for employees injured on the job. Required for most businesses.
Commercial Auto
Protects your business vehicles and drivers with liability, collision, and comprehensive coverage.
Business Owners Policy (BOP)
A bundled policy combining property, general liability, and business interruption coverage.
Professional Liability (E&O)
Covers mistakes, errors, or professional advice that may cause financial loss to a client.
Cyber Liability
Protects your business from data breaches, cyber attacks, and online security threats.
Inland Marine
Covers tools, equipment, and movable business property on job sites or in transit.
Employment Practices Liability (EPLI)
Protects your business from employee-related claims like wrongful termination, discrimination, or harassment.
Commercial Liability
Adds extra protection on top of your existing liability policies for high-risk situations.
Restaurants + Hospitality
Coverage for kitchens, staff, equipment, liquor liability, and customer safety.
Retail
Protection for inventory, customer slip-and-fall risks, and property damage.
Contractors + Trades
Covers tools, job site liability, commercial auto, and workers compensation.
Health + Wellness
Protection for salons, spas, gyms, and wellness providers offering services to clients.
Professional Services
Coverage for consultants, agencies, and office-based businesses needing liability and E&O.
Real Estate + Property Owners
Protection for buildings, tenants, rental operations, and landlord liability.
Transportation + Delivery
Coverage for fleets, commercial vehicles, cargo, and driver liability.
Small Business (General)
Flexible, affordable coverage options for any small or growing business.
Industries
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